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. Time: GMT
+2 hours
. Currency: Kwacha (ZK)
. Language: English
. People: About 99% of the population are
made up of over 70 indigenous tribal groups - the major groups are
Bemba, Kunda, Lozi, Lunda, Luvale and Tonga
. Economy: The
majority of people are engaged in subsistence farming and another
big sector is industry, which is mainly concentrated around copper
mining
. Banks: There are banks in all the major
towns and cities, most are open from 9:00 to 14:30, Mondays to
Fridays, and 9:00 - 11:30 on Saturdays
. Credit Cards: Are
accepted in most hotels, restaurants, travel agencies and the bigger
shops. Visa is most the commonly accepted, Mastercard is accepted in towns and cities and other credit cards are not consistent
. Tipping: Tipping is discouraged as it
is included as service charge on your bill
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